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Melanoma is the most dangerous type of skin cancer, and instances of melanoma have been steadily rising in recent years, especially in young adults and children. Tens of thousands of Americans are diagnosed with melanoma each year. If your child has been diagnosed with melanoma, the Social Security Administration (SSA) may be able to help by providing your family with a monthly financial benefit to offset the costs of treatment.

Supplementary Security Income
The SSA offers two types of disability assistance, but children are only eligible to receive Supplementary Security Income (SSI). SSI is for people of all ages who have not worked throughout their lives.

SSI is a needs-based program, meaning families with a high income will not qualify, regardless of how severe their child’s melanoma is. The system the SSA uses to decide how much your monthly payments can be is complicated. It examines all of the income available to the child, including both your income and the child’s, if applicable.

The SSA has a guide on how much a family can earn and still have a child qualify for disability benefits. The larger your family, the more likely you are to qualify financially. A single parent with one disabled child cannot earn more than approximately $36,000 per year to qualify. Again, larger families will have higher income limits.

Medically Qualifying with Malignant Melanoma
The SSA keeps a listing of impairments, called the Blue Book. The Blue Book is a medical guide with the symptoms or test results needed for an applicant to medically qualify for disability benefits. Childhood malignant melanoma can be found under section 113.29. The listing includes all three types of melanoma: cutaneous (skin), ocular (eyes), and mucosal (mucus).

You must equal or meet one of the following conditions:
1. Your melanoma is recurrent after either widespread skin or eye melanoma was surgically removed.
2. Spreading of the cancer to any lymph nodes (small organs throughout the body that filter and clean blood) that can be easily found by imaging tests or clinical examinations, to at least four lymph nodes that aren’t easily identified, or to other organs.
3. You have mucus melanoma.

Malignant melanoma is on the SSA’s Compassionate Allowances List (CAL). The CAL is a list of severe diseases that always medically qualify for disability benefits, so the SSA speeds up the process for approval. Your claim can be approved and your child can start receiving benefits within a few weeks.

Applying for SSI with Malignant Melanoma
Before starting the application, make sure to check out the SSA’s Child Disability Starter Kit for an idea of required documents and other material needed prior to applying. You can start the application for your child online, but must make an appointment with your local SSA office to finish the process. The SSA has an office locator for applicants who do not know where their closest office is.

You need to include all of the necessary medical evidence to prove that your child meets or equals one of the listings. This may include a biopsy of the tumor, imaging results, lab reports, descriptions and outcomes of treatments and surgeries, and explanations of hospitalizations. For more information visit: http://www.disability-benefits-help.org/

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